Friday, October 2, 2009

Medical Coverage Cost

Oh, I don't know why we need to do anything about health care cost. I have very good coverage through my employer and I have family coverage. I do pay for the family coverage which includes prescriptions and I also have the dental plan I use the flexible spending account to pay for office visit co-pays. Let me see, that adds up over a year for medical coverage, dental, office co-pays, and prescription cost. Seems I'm paying much more than the typical 30% of the average annual premium of 13,000 for a family of 4.


Based on Federal Poverty Guidelines that is about one third of the poverty level income for a family of 6. No wonder the poor are not covered by medical insurance. They can't afford it! It also sounds like the Federal poverty guidelines significantly underestimate the real cost of survival.


The real answer is quite simple but sounds rather Un-American as it rubs against "Capitalism." Profits are the reason medical, drug, and dental insurance are so high. Why can't doctors and hospital staff be put on reasonable salary scales with merit pay rise for advanced in procedures, improvements in survivability, reductions in infection rates, etc.


Shouldn't it be abhorrent to profit from someone else's pain?


Shouldn't the oath to "do no harm" include financial considerations?


I know that it isn't the fault of doctors, it is the acceptance of the large dichotomy in wages. No one is worth a multi-million dollar contract for playing sports, No CEO can do enough to earn millions of dollars in compensation.


We have become a nation of excess. We eat too much. We covet money too much. We accept grossly inflated salaries for finance, sports, executives, lawyers, doctors, hospital administrators, and the like.

Perhaps what harms our society the most is not where we set the mark for the minimum wage but the lack of a maximum wage.

Okay, rant over.

Oh, and don't get me started on ACORN and the lies that have been "reported" about them. Just look for MSNBC Maddow and ACORN for a clue.

Sometimes I dislike the Internet.